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Fee & Commision Disclosure Statement
Selective Associates Inc (SAI) is known for its high standards of service and professionalism and the trust placed in us by our clients.
As an independent insurance agent or broker, Selective Associates Inc (SAI) typically has access to more than one insurance company to place your coverage.
Selective Associates Inc (SAI) is an insurance producer licensed by the State of New York. Insurance producers are authorized by their license to confer
with insurance purchasers about the coverages/benefits, terms and conditions of insurance contracts; to offer advice concerning the benefits of particular
insurance contracts and to obtain insurance for purchasers.
Selective Associates Inc (SAI) is compensated for its work in several ways. Our income is generally derived from commission calculated as a percentage of
the premium collected by the insurer and is paid to us by the insurer. Selective Associates Inc (SAI) may also receive from insurers and insurance
intermediaries additional compensation (monetary and non-monetary), which may be contingent on volume, profitability or other factors pursuant to agreements
we may have with them relating to all or part of the business we place with those insurers or intermediaries. Such agreements may be in effect with one or
more of the insurers with whom your insurance is placed, or with the insurance intermediary we use to place your insurance.
As the purchaser, please understand that we will receive compensation from the selling company based on the agreement we have with the company.
You may receive information about our compensation expected to be received by us based in whole or in part on the sale of insurance on the policy or
policies you select, and if applicable, about any policies we have presented to you which you did not select by asking us for the information.
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