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Personal & Business Flood Insurance
**Damage From Flooding is NOT covered by your Homeowners or Premises Insurance policy!**
- Floods are the # 1 natural disaster!
- You do not have to live near the water to be at risk from flooding.
Almost 25% of flood claims come from low to moderate risk areas.
So far you may have been lucky, but LUCK changes.
Do you realize that your are more likely to be affected by a flood than a fire?
With that in mind, answer these questions for yourself:
- How would you pay for flood damage?
- Would you use up your savings?
- Would you pay for it by winning the lottery?
- Will Uncle Sam pay you for the damages?
The best time to buy flood insurance is NOW!
Remember, there is a 30 day waiting period to purchase flood insurance, and
insurance in preferred risk areas can cost as little as $106.00 a year!
Relevant Facts About Flood Damage
- Federal assistance can only be offered if it is a Presidentially declared disaster... 90% of all disasters are NOT Presidentially declared.
- Federal assistance comes in the form of a loan, which has to be paid back with interest.
- Federal grants average only $2500 per family.
- Your mortgage payments continue.
Flood Insurance Puts You In Control!
- Flood insurance is easy to buy.
- It can even cover your contents.
- Even if you are not in an obvious flood area, this protection can save you from a serious loss.
- Flood insurance is affordable! As low as $106.00 a year for preferred risk areas.
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