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Life & Health Insurance
Life Insurance
Life insurance is crucial for long-term financial security. While various products serve different needs,
they all share the common purpose of paying a cash benefit to a beneficiary in the event of the death of
the covered individual. Some customers prefer an option that allows them to accumulate cash, as their policy
builds cash value in addition to the death benefit. Life insurance policies for both individuals and groups
are available through SAI/ICA. We offer insurance, disability income, and annuity products from some of America's
leading carriers. A range of policies are available to help you prepare for life's contingencies, whether your
needs involve mortgage portection, coverage for dependents as your family expands, or college funding.
Health Insurance
There are many options for small-business employers. It's important to be aware of the pros and cons of each
choice when selecting a plan. While premiums can vary among different carriers, recognize that there can be
substantial differences in the benefits and in what your employees must pay out-of-pocket for medical services.
Plans fall into two major categories:
- Managed Care - including HMO's and PPO's
- Fee-for-Service
Services In The Commercial Insurance Department
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